Effective Date: August 13, 2025

Welcome to Apex Financial. By accessing or using our website and services, you agree to be bound by these Terms and Conditions. Please read them carefully.

1. Use of Services

Apex Financial provides insurance-related services intended for individuals and businesses. These services must be used only for lawful purposes and in accordance with these Terms.

You agree not to use our services:

For any fraudulent or unlawful activity

To misrepresent your identity or personal information

To interfere with or disrupt our systems, website, or operations

2. Eligibility

By using our services, you confirm that you are at least 18 years old and legally able to enter into contracts. If you are obtaining services on behalf of another individual or entity, you confirm that you have the authority to do so.

3. Accuracy of Information

You agree to provide accurate, complete, and current information at all times. Apex Financial is not responsible for outcomes resulting from inaccurate or outdated information provided by users.

4. Intellectual Property

All content, logos, trademarks, and materials on this site are owned or licensed by Apex Financial and are protected by applicable laws. You may not reproduce, distribute, or modify any material without written consent from Apex Financial.

5. Service Availability

Apex Financial strives to maintain reliable services, but does not guarantee uninterrupted access. Scheduled maintenance or unforeseen technical issues may affect availability without prior notice.

6. Limitation of Liability

Apex Financial is not liable for any direct, indirect, incidental, or consequential damages arising from the use or inability to use our services or website, even if we have been advised of the possibility of such damages.

7. User Conduct

You agree not to:

Upload or transmit any harmful or malicious code

Attempt unauthorized access to systems or data

Use our services for purposes outside their intended scope

8. Modifications to Terms

We may revise these Terms and Conditions at any time. Any changes will be effective upon posting to this page, with the updated date reflected above. Continued use of our services means you accept the updated terms.

9. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the jurisdiction in which Apex Financial operates, without regard to conflict of law principles.

10. Contact Information

For any questions regarding these Terms and Conditions, please reach out to:

Apex Financial
1800 Lacassie Avenue
Walnut Creek, CALIFORNIA, 94596
5108907022
[email protected]
apex-financial.us